Saturday, October 3, 2009

Healthcare: Right or Privilage? - Publicus

It is the right of the people to peaceably assemble, question the government, and form individual views. Freedom of religion, assembly, press, and life are rights. Habeas Corpus is a right. Each and every one of these is guaranteed by the Constitution of the United States, a document that has successfully governed our country for hundreds of years. Healthcare and insurance, on the other hand, are not rights that all people must have. They are a business, and like all businesses they must charge money and make a profit.

Most of you by now are probably shocked to hear what you think is a cold and unfeeling stance on this issue. Let me say though that my stance neither of these. It is just the way it is. A business is started with the hopes of generating revenue. The revenue that the insurance companies conjure up does not merely go to the executives as most people are lead to believe, but rather to the millions of middle class families who depend on the sharing of these profits for their own livelihoods.

The fact that so many people deem healthcare to be a right goes to show the distortion of the Constitution over the years. America's current state of tribulations has not arisen from a failure of our foundations, but rather from certain people who have confused and exploited the most basic precepts, values, and principles of our national inheritance.

Now, one can't simply write the idea of socialized health care off because, frankly, we are already undergoing a form of socialized medicine within our current system. Anyone, even illegal immigrants, can walk into an emergency room and demand treatment; and they will get it even if they can't pay -- because they don't have to pay. The taxpayer does. Tax rates are climbing and hospitals being forced into bankruptcy are having to succumb to demands of the state and federal government just to keep their doors open. Certainly this is accountable for the ever rising health care costs. Now, knowing this as fact, the Left wants to instill a program (government medicine) that would advertise this! YES YOU CAN go into an emergency room regardless of need. YES YOU CAN not have to reap the costs of the service you are receiving, and YES YOU CAN dump all this on the taxpayer, who sees less and less of the money he earns go into his pocket and instead sees it go to public use. This is the allocation of resources by the government. It is a command style of economics; it is unconstitutional and the Achilles heel of our federal finances.

Fortunately, the solution is simple. And it's called privatization.
When something is privatized, only people who can afford to pay will receive the good. This is the system we have now. The reason that premiums are so high is because simple monopoly laws have not been enforced, NOT because we have created an inhumane system that only benefits the privileged and healthy of our population. This is due to the lobbyists at these firms who do not want to see their enormous conglomerate of a company be divided up. They enjoy having a monopoly (which the congress of both parties has a responsibility to prevent) because they can distort the free market. In effect, it is convolution in order to get a price which maximizes their surplus but leaves the American people high and dry. Enforce the monopoly laws, instead of flushing money down the bottomless pit of "reform," to ensure a better system. Once this is done the true beauty of the private sector shall be allowed to flourish. The key to privatization is competition, and competition breeds success. When companies, or producers, have to compete for buyers, prices are driven down, creating a new market equilibrium and enabling more and more people to afford the service. Standards will go up as insurers are forced to make their good the most affordable and appealing, and eventually a market price will emerge. At the top of the curve, the people with the most money will receive the best possible service; at the bottom, lower income individuals will receive what they can afford. Eventually, the cutting edge technology only available at the top tier will become more available and make it's way down the supply curve, accessing more and more price ranges.

Many people argue that Government run healthcare would just be an extra player in the field and argue that it would operate as the United States Postal Service, or Medicare, runs. Let me remind you that BOTH these programs are running at a severe loss, and if they weren't subsidized by the taxpayer they would all have fallen out of the market, because the market clears out those that cannot provide a fair service at a fair price to both themselves and the consumer. It is with the prime reasons and points listed above that one can clearly see that Medicare is not a socialized, government run plan implemented in order to fix our system, but rather the enforcement of already existing monopoly laws so that the private sector can, as it has in many other fields, continue to support the greatest society on the face of the Earth.
Healthcare is something earned, something that can be made more affordable through the enforcement of monopoly laws. We can not call it something it isn't -- a right -- and drown ourselves in a sea of medicine-induced debt.

1 comment:

  1. The solution is simple.

    Government plan: Optimized. That is, a 1/1 return/investment on healthcare. The money you put in gets you an equal return in medicine for the public.

    Private: All across the board. Company's can appeal to the very cheap end, or the very expensive end, or medium. Each company appeals to a demographic. Example-CEO's can purchase the cure for cancer and live to 150.

    Beauty: Free market tendencies. People pay for the R&D of the product, as well as the cost to manufacture. If a product sees enough return, further research can be done creating a cheaper version of the same drug/medicine/procedure. Then a different company with a different demographic (Cheaper) looks at that product and sees that it can be made even cheaper or more effective. This lowers cost, making it available to those not receiving CEO salary's. Eventually, this trend continues all the way down until the cost to produce it is equal to the return in care, and the government plan can incorporate it in their system.

    EVERYONE WINS.
    next topic.

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